Our goal is to provide you with the best protection for your assets, ensuring the continued success and safety of your business. This covers physical damage to your buildings and contents due to fire and other special perils.

Scope of Cover

• Fire & Lightning
• Standard Explosion
• Earthquake
• Political Riots & Terrorism
• Malicious Damage & Aircraft Damage
• Impact Damage
• Storming or Tempest
• Floods & Rain Water Damage
• Bursting or Overflowing of Water Tanks/Pipes

Requirements

• Accurate valuation of the insured property.
• Property must be well-maintained with necessary fire protection.
• Proof of ownership for property and assets.
• Full disclosure of business operations.
• Adherence to local fire safety regulations.

Claim Procedures

• Fully filled Claim Form
• Accounting & Stock Records
• Fire Brigade Report
• Police Abstract Report (if malicious)
• Detailed Bill of Quantities (for buildings)